I didn’t start out knowing any of this.
No one in my family was in real estate.
No one explained how the money system really worked.
And I definitely wasn’t born into some investing dynasty.
I did what I thought I was supposed to do.
I got my CPA and started working as a junior accountant.
The plan was to climb the corporate ladder, play it safe, and maybe one day “retire comfortably.”
But something felt off — like I was missing part of the playbook.
So I moved into commercial banking.
And that’s where the real education began.
Over the next 15+ years, I worked inside Canadian banks and credit unions.
I sat across the table from hundreds of entrepreneurs and business owners.
Some used leverage to grow real wealth.
Others misused debt and ended up stuck, stressed, or worse.
Same system. Same economy.
But completely different outcomes — depending on how well they understood the rules.
That experience changed how I see everything:
Real estate. Debt. Leverage. Investing.
Even how to protect your family and build something that actually lasts.
Eventually, I stepped away from the bank and into the real world.
Started building homes. Started investing in real estate.
Became a mortgage broker — not just to help people get a mortgage…
but to help them win the game.
Because here’s the truth:
Most Canadians are playing by rules that no longer work.
They’re trying to get ahead in a system they don’t fully understand.
And no one’s explaining it to them in plain English.
That’s what these emails are for.
I’m not here to sell hype.
I’m here to tell the truth, share what I’ve learned, and help people like you get ahead — by playing the new game properly.
If any of this hits home and you want to talk through your own situation — I’d be happy to jump on a quick call.
No pressure, no obligation. Just real conversation.
Just reply to this email and we’ll book a time.
Talk soon,
Vince
P.S. I send these emails every week. Sometimes it’s strategy, sometimes it’s a story, sometimes it’s just what I’m seeing on the ground. Either way — I always try to keep it real, and keep it useful.
