How BoC Rates Affect You (In Plain English) News

December 18, 2025

How BoC Rates Affect You (In Plain English)

During the past few weeks, I’ve realized something: most of us hear “The Bank of…

Indira Delgado

The Cost of Not Asking the Right Questions News

December 11, 2025

The Cost of Not Asking the Right Questions

I’ve been thinking a lot about how often we make financial decisions without asking enough…

Indira Delgado

Why Simplicity Wins With Money News

December 3, 2025

Why Simplicity Wins With Money

Lately, I’ve been noticing something that comes up over and over again: we make money…

Indira Delgado

Why We Repeat Our Money Patterns News

November 27, 2025

Why We Repeat Our Money Patterns

Sometimes I feel like there are two versions of me: the one who wants to…

Indira Delgado

Surviving Holiday Spending News

November 20, 2025

Surviving Holiday Spending

I’ll admit it — I feel proud when I get something on sale, when I…

Indira Delgado

Renew With Purpose News

November 13, 2025

Renew With Purpose

Most people receive their renewal letter from the bank, skim it, see a “reasonable” rate,…

Indira Delgado

The Smart Side of Debt News

November 6, 2025

The Smart Side of Debt

There’s one word that still divides opinions in any money conversation: debt. For some, it…

Indira Delgado

Your Financial Fall Tune-Up News

October 30, 2025

Your Financial Fall Tune-Up

It’s not just about checking numbers — it’s about regaining control Fall has a way…

Indira Delgado

Why We Spend Without Thinking News

October 23, 2025

Why We Spend Without Thinking

We don’t always spend because we need to. Sometimes, we spend to fill a silence.…

Indira Delgado

The Money Class We Never Had News

October 16, 2025

The Money Class We Never Had

Money Lessons We Should’ve Learned in School (But Didn’t) You can probably solve a quadratic…

Indira Delgado

The Myth of Financial Independence News

October 6, 2025

The Myth of Financial Independence

Why true freedom isn’t about depending on no one — it’s about having options When…

Indira Delgado

Waiting for the Perfect Time to Buy? News

October 1, 2025

Waiting for the Perfect Time to Buy?

We’ve all heard it at some point: “wait until rates go down,” “now’s not the…

Indira Delgado